So when it comes to being frugal with our spending, it's best if we buy when the time is right. For example the best time for a winter coat is not in Nov./Dec. when it's the coldest, it's actually in Feb. when stores want to clear things out.
If we want to save money, we have shift our perception of buying.
Here's a quick run down of what is ideal to buy in what months.
Winter coats (after Christmas sales)
Bikes or outdoor gear
After Valentine's Day: chocolate, stuffed animals, jewelry
TVs and other electronics
Small appliances (after Mother's Day)
Tools (after Father's Day
National Peach Month - peaches!
Pool toys or equipment
National Pizza and Pasta Month
Thanksgiving canned foods
After Christmas sales
Excerpt from Teri Gault's book, Shop Smart Save More